Budget smarter.
Live better.
Poise is the UK budgeting app built around how you actually get paid — weekly, fortnightly, four-weekly or monthly. One honest safe-to-spend number, no bank login, no judgement.
No sign-up needed to try it. No card, no bank login — just tap and see it work.
Four steps.
Total control.
Whether you are managing a student loan, a household budget or a pension pot, Poise asks the things only you know — then gives you back one clear, honest number.
Set your real pay cycle
Weekly, fortnightly, four-weekly or monthly — because a student shift pattern, a family calendar and a pension date all look different.
Plan the costs that matter to you
Rent, nursery fees, tuition, prescriptions, bills, savings — whatever leaves your account before the fun starts.
Log spends in a few seconds
Amount, category, done. On the bus, in the shop, while the kids are napping. No receipts, no syncing, no stress.
Watch your safe-to-spend number
One honest figure for the rest of your period. Green is good, amber means pause — simple at every stage of life.
Simple enough for students, families, and everyone in between.
Tap the amount, pick a category, done. No camera, no syncing wheel, no waiting for a bank feed to catch up. Your safe-to-spend updates instantly so you always know where you stand.
- ● Works offline — log a spend anywhere, from a lecture hall to the supermarket queue
- ● Custom categories that fit student life, family costs or a quieter household budget
- ● Beautiful pie charts that make sense whether you are 18 or 80
- Food & groceries£24537%
- Travel£9214%
- Bills & utilities£18027%
- Treats & eating out£7612%
- Subscriptions£386%
- Other£244%
A pie chart that finally tells the truth.
Every spend you log lands in its category instantly — rent, school trips, coffees, prescriptions, treats. The chart updates as you tap, so you can see where the money goes without waiting for a bank feed.
- ● Categorised the moment you log a spend
- ● Compare against your plan at a glance — for one person or a whole household
- ● Spot the quiet drainers — subscriptions, lunch habits, kids' clubs, that one cafe
Trusted by students, families and savers across the UK.
Real notes from students, parents, shift workers and retirees who switched to Poise from spreadsheets, sticky notes and apps that wanted their bank password.
“Finally a budgeter that understands a four-weekly payslip. We stopped running out of money in the awkward 13th month — and the kids' clubs are now in the plan, not a panic.”
“No bank login was the selling point. I log spends in three taps on the bus home and the safe-to-spend number actually means something.”
“Calm is the right word. It's not gamified or pushing me to buy anything — just my pay, my bills, what's left.”
“The weekly money-saving ideas have paid for themselves ten times over. Marriage Allowance alone got me £250 back.”
“I've tried every budgeting app going. This is the first one I've stuck with past week three. It just stays out of the way.”
“Plan my week on Sunday night, log spends as I go, start a fresh week with one tap. That's it. That's the app.”
“As a student I get paid weekly and my student loan drops in chunks. Poise lets me see what's really mine for the week without touching my rent money.”
“No fancy jargon, no linking accounts. We just put the pension dates in, the bills, and we know exactly what we can spend on the grandchildren each month.”
“Between school meals, after-school clubs and the food shop, my money used to disappear. Now I plan the week on a Sunday and never get caught out midweek.”
Budgeting questions, answered.
Practical answers for students, families, retirees and anyone who wants a clearer relationship with money.
Hand-picked UK offers to stretch your budget.
We only include things we'd point a friend at — switching deals, cashback accounts and money-saving tools used by thousands of UK households.
1% cashback on everyday spending
A free UK current account with 1% cashback on debit-card purchases for the first 12 months.
Stocks & shares ISA — free share when you fund
Open a tax-free ISA in minutes. Capital at risk; long-term investing only.
£50 off your first energy bill
Switch to a Which? Recommended supplier and pocket £50 — paid into your first bill.
Unlimited SIM from £10/month
30-day rolling contract on the Three network — perfect if you hate being locked in.
Free food from neighbours nearby
OLIO connects you with surplus food locally — a free way to top up the cupboards.
Compare home & contents in 60 seconds
Independent comparison — typical UK households save up to £180/year.
Some links above are affiliate links — if you sign up we may earn a small commission at no extra cost to you. We only include UK offers we'd recommend to a friend. Not financial advice.
Your money data stays with you.
We built Poise because we were tired of giving every fintech our bank login. So we made one that doesn't need it — safe for a student flatshare, a family budget or a retirement plan.
- · No bank login, no Open Banking handshake, no third-party data brokers.
- · Everything stored locally in your browser — export a backup any time.
- · No tracking pixels, no creepy retargeting ads.
- · Free forever for the core budgeting tools — no matter your age or income.
Get the next pay cycle right.
Two minutes to set up. Works offline. A budgeting companion for students, families, retirees and everyone in between.
No sign-up needed to try it. No card, no bank login — just tap and see it work.