Built for UK pay cyclesOne honest number: what's safe to spend todayNo bank loginData stays with youMade in the UKBuilt by an ICAEW chartered accountant

Built for UK pay cycles

Know what's safe to spend — even when you're not paid monthly.

Poise budgets around your real pay cycle — weekly, fortnightly or four-weekly — and keeps one honest number in front of you: what's safe to spend today. No bank login. Nothing leaves your browser.

Free for the core tools · cancel any time · built by a chartered accountant

Data stays with youBuilt by an ICAEW chartered accountant

Your pay cycle

Try the numbers for yourself

On track

Safe to spend today

£26.43

Left this period

£740

Days to payday

28

Monthly budgets break the moment your pay isn't monthly.

Budget by the window between one payday and the next, not by a calendar that does not match your income. Poise turns every cycle into one clear daily number.

52

weekly pay packets a year

26

fortnightly pay packets

13

four-weekly — not 12

12

monthly bill cycles

How it works

A calmer way to know where you stand.

1

Set your pay cycle

Choose weekly, fortnightly, four-weekly or monthly so the plan starts where your income does.

2

Add what has to be paid

Set aside bills, savings and essentials before the everyday spending begins.

3

Spend to one honest number

See a clear daily amount that adjusts to the days and money left in your cycle.

Simple pricing

Pay once. Keep it for life.

Try the core planner free, then unlock everything with one payment. No subscription, no ads, no bank login, no selling your data.

One-off payment

Poise lifetime

£12.99 once, VAT included

Everything in Poise, for as long as we run it. Nothing to renew.

  • Pay-cycle planner and safe-to-spend
  • Sync across your devices
  • Payday reminders
  • Goals, sinking funds and debt planner
  • AI starter budget, backup and export
Get lifetime access

Or try the core planner free

Why I built Poise

“Every budgeting app I tried wanted my bank login and still couldn't handle a four-weekly payslip. So I built the one I wanted — your pay cycle, your numbers, nothing leaving your browser.”

The founder of Poise — an ICAEW chartered accountant

From the Poise blog

Plain-English guidance for managing money around the way you are actually paid.

Budgeting · 6 min read

Paid weekly, fortnightly or four-weekly? Here's how to budget for it.

Most budgeting advice assumes you're paid monthly. This method works with your pay cycle instead of against it.

Read the guide

On Universal Credit? Check which months get two paydays